2009 H1N1 Flu by the Center for Disease Control

2009 H1N1 Flu

What is 2009 H1N1 (swine flu)?
2009 H1N1 (sometimes called “swine flu”) is a new influenza virus causing illness in people. This new virus was first detected in people in the United States in April 2009. This virus is spreading from person-to-person worldwide, probably in much the same way that regular seasonal influenza viruses spread. On June 11, 2009, the World Health OrganizationExternal Web Site Icon (WHO) signaled that a pandemic of 2009 H1N1 flu was underway.

H1N1 Influenza virus imageWhy is 2009 H1N1 virus sometimes called “swine flu”?
This virus was originally referred to as “swine flu” because laboratory testing showed that many of the genes in this new virus were very similar to influenza viruses that normally occur in pigs (swine) in North America. But further study has shown that this new virus is very different from what normally circulates in North American pigs. It has two genes from flu viruses that normally circulate in pigs in Europe and Asia and bird (avian) genes and human genes. Scientists call this a "quadruple reassortant" virus.

2009 H1N1 Flu in Humans

Are there human infections with 2009 H1N1 virus in the U.S.?
Yes. Human infections with 2009 H1N1 are ongoing in the United States. Most people who have become ill with this new virus have recovered without requiring medical treatment.
CDC routinely works with states to collect, compile and analyze information about influenza, and has done the same for the new H1N1 virus since the beginning of the outbreak. This information is presented in a weekly report, called FluView.

Is 2009 H1N1 virus contagious?
The 2009 H1N1 virus is contagious and is spreading from human to human.

How does 2009 H1N1 virus spread?
Spread of 2009 H1N1 virus is thought to occur in the same way that seasonal flu spreads. Flu viruses are spread mainly from person to person through coughing or sneezing by people with influenza. Sometimes people may become infected by touching something – such as a surface or object – with flu viruses on it and then touching their mouth or nose.

Can I get 2009 H1N1 more than once? Nov 5
Getting infected with any influenza virus, including 2009 H1N1, should cause your body to develop immune resistance to that virus so it's not likely that a person would be infected with the identical influenza virus more than once. (However, people with weakened immune systems might not develop full immunity after infection and might be more likely to get infected with the same influenza virus more than once.) However, it's also possible that a person could have a positive test result for flu infection more than once in an influenza season. This can occur for two reasons:

1. A person may be infected with different influenza viruses (for example, the first time with 2009 H1N1 and the second time with a regular seasonal flu virus. Most rapid tests cannot distinguish which influenza virus is responsible for the illness. And,
2. Influenza tests can occasionally give false positive and false negative results so it's possible that one of the test results were incorrect. This is more likely to happen when the diagnosis is made with the rapid flu tests. More information about flu diagnosis is available at http://www.cdc.gov/h1n1flu/diagnosis/.




What are the signs and symptoms of this virus in people?
The symptoms of 2009 H1N1 flu virus in people include fever, cough, sore throat, runny or stuffy nose, body aches, headache, chills and fatigue. Some people may have vomiting and diarrhea. People may be infected with the flu, including 2009 H1N1 and have respiratory symptoms without a fever. Severe illnesses and deaths have occurred as a result of illness associated with this virus.

How severe is illness associated with 2009 H1N1 flu virus?
Illness with 2009 H1N1 virus has ranged from mild to severe. While most people who have been sick have recovered without needing medical treatment, hospitalizations and deaths from infection with this virus have occurred.

In seasonal flu, certain people are at “high risk” of serious complications. This includes people 65 years and older, children younger than five years old, pregnant women, and people of any age with certain chronic medical conditions. About 70 percent of people who have been hospitalized with this 2009 H1N1 virus have had one or more medical conditions previously recognized as placing people at “high risk” of serious seasonal flu-related complications. This includes pregnancy, diabetes, heart disease, asthma and kidney disease.

Young children are also at high risk of serious complications from 2009 H1N1, just as they are from seasonal flu. And while people 65 and older are the least likely to be infected with 2009 H1N1 flu, if they get sick, they are also at “high risk” of developing serious complications from their illness. See People at High Risk of Developing Flu-Related Complications for more information about who is more likely to get flu complications that result in being hospitalized and occasionally result in death.

CDC laboratory studies have shown that no children and very few adults younger than 60 years old have existing antibody to 2009 H1N1 flu virus; however, about one-third of adults older than 60 may have antibodies against this virus. It is unknown how much, if any, protection may be afforded against 2009 H1N1 flu by any existing antibody.

How does 2009 H1N1 flu compare to seasonal flu in terms of its severity and infection rates?
With seasonal flu, we know that seasons vary in terms of timing, duration and severity. Seasonal influenza can cause mild to severe illness, and at times can lead to death. Each year, in the United States, on average 36,000 people die from flu-related complications and more than 200,000 people are hospitalized from flu-related causes. Of those hospitalized, 20,000 are children younger than 5 years old. Over 90% of deaths and about 60 percent of hospitalization occur in people older than 65.

When the 2009 H1N1 outbreak was first detected in mid-April 2009, CDC began working with states to collect, compile and analyze information regarding the 2009 H1N1 flu outbreak, including the numbers of confirmed and probable cases and the ages of these people. The information analyzed by CDC supports the conclusion that 2009 H1N1 flu has caused greater disease burden in people younger than 25 years of age than older people. At this time, there are relatively fewer cases and deaths reported in people 65 years and older, which is unusual when compared with seasonal flu. However, pregnancy and other previously recognized high risk medical conditions from seasonal influenza appear to be associated with increased risk of complications from this 2009 H1N1. These underlying conditions include asthma, diabetes, suppressed immune systems, heart disease, kidney disease, neurocognitive and neuromuscular disorders and pregnancy.

How long can an infected person spread this virus to others?
People infected with seasonal and 2009 H1N1 flu shed virus and may be able to infect others from 1 day before getting sick to 5 to 7 days after. This can be longer in some people, especially children and people with weakened immune systems and in people infected with the new H1N1 virus.

New York Yankees Ticker Tape parade on November 6 2009

Yankees Ticker Tape Parade Today



Don't miss today's ticker-tape parade to celebrate the New York Yankees' World Series victory. Here's what you need to know about the Yankees parade in Lower Manhattan today:

* The parade will begin at Battery Place and Broadway at 11:00 a.m. and proceed northbound on Broadway, ending at Chambers Street/Worth Street.
* Large crowds will begin gathering along Broadway early on Friday morning (there were a few guys camped out already when I passed through at 10:30 last night). Give yourself time to navigate through the screaming mob.
* The NYPD may begin street closings on Broadway several hours prior to the 11:00 a.m. start of the parade. Pedestrians will be able to cross Broadway at the following locations: Exchange Alley, Wall Street, Cedar Street, Cortlandt Street, Fulton Street and Reade Street.
* Stick with public transportation if you're traveling to Lower Manhattan today. The following subway lines will get you to the parade: 1, 2, 3, 4, 5, 6, A, C, E, J, M, N, R, W, Z. Word from the MTA is that the 4,5,6 trains are likely to be packed and you may want to consider the 1, J, M, Z, R, or W for less crowded service.

student loans and financial aids

Student loans are loans offered to students to assist in payment of the costs of professional education. These loans usually carry a lower interest rate than other loans and are usually issued by the government. Often they are supplemented by student grants which do not have to be repaid. Students that have taken out loans in the 80's at extrememly high interest rates can not refinance their loans.






student loans, financial aid, scholarships and grants
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cheap airline tickets for fall 2009 starting september 2009 to december 2009

Southwest Airlines Co.
applies to flights from Sept. 9 through Jan. 7, but sale fares aren't available on Fridays or Sundays. And it blacked-out flights around Thanksgiving — Nov. 24 through Dec. 1 — and near Christmas and New Year's Day — Dec. 18 through Jan. 4. Tickets must be purchased by Sept. 3. Some seats are as cheap as $59 each way plus taxes

United Airlines
is running several sales, with fares for travel between Chicago and Houston for $102 each way, and travel between Atlanta and Denver for $109 each way. Tickets have to be purchased by Tuesday for travel by Dec. 16. Another sale covered Washington Dulles to several East Coast cities for travel through Nov. 18. Tickets must be purchased by Friday. Both sales are valid only for travel on Tuesday, Wednesday, or Saturday.

American Airlines
covered flights between New York and five other cities: Miami, Chicago, Dallas-Fort Worth, San Francisco, and Los Angeles.

The New York to California flights were $109 each way, It's close to the $99 each-way fare for coast-to-coast travel that fliers watch for but seldom get.



cheap airline tickets for vacations
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Buying a home with a VA Home Loans for veterans and their family

Whether you are a first-time homebuyer, or are experienced with the VA Home Purchase process, buying a home is one of the most important decisions you will ever make.

This department is here to assist veterans and their families with their VA Home Loans. Our knowledgeable and experienced VA Loan Specialists will help guide you through the loan process. Their objective is to make the process of obtaining your VA Mortgage Loan as easy as possible.

For more information, please feel free to Make an Inquiry with Our Specialists online or call us at 1-800-211-9024. If you are ready, you can Apply Online now with our fast and secure VA Home Loan application.

What is foreclosure auctions?

When the entity (in the US, typically a county sheriff or designee) auctions a foreclosed property the noteholder may set the starting price as the remaining balance on the mortgage loan. However, there are a number of issues that affect how pricing for properties is considered, including bankruptcy rulings. In a weak market the foreclosing party may set the starting price at a lower amount if it believes the real estate securing the loan is worth less than the remaining principal of the loan.

In the case where the remaining mortgage balance is higher than the actual home value the foreclosing party is unlikely to attract auction bids at this price level. A house that went through a foreclosure auction and failed to attract any acceptable bids may remain the property of the owner of the mortgage. That inventory is called REO (real estate owned). In these situations the owner/servicer tries to sell it through standard real estate channels

What is foreclusure?

Foreclosure is the legal and professional proceeding in which a mortgagee, or other lien holder, usually a lender, obtains a court ordered termination of a mortgagor's equitable right of redemption. Usually a lender obtains a security interest from a borrower who mortgages or pledges an asset like a house to secure the loan. If the borrower defaults and the lender tries to repossess the property, courts of equity can grant the borrower the equitable right of redemption if the borrower repays the debt. While this equitable right exists, the lender cannot be sure that it can successfully repossess the property, thus the lender seeks to foreclose the equitable right of redemption. Other lien holders can also foreclose the owner's right of redemption for other debts, such as for overdue taxes, unpaid contractors' bills or overdue homeowners' association dues or assessments.

The foreclosure process as applied to residential mortgage loans is a bank or other secured creditor selling or repossessing a parcel of real property (immovable property) after the owner has failed to comply with an agreement between the lender and borrower called a "mortgage" or "deed of trust". Commonly, the violation of the mortgage is a default in payment of a promissory note, secured by a lien on the property. When the process is complete, the lender can sell the property and keep the proceeds to pay off its mortgage and any legal costs, and it is typically said that "the lender has foreclosed its mortgage or lien". If the promissory note was made with a recourse clause then if the sale does not bring enough to pay the existing balance of principal and fees the mortgagee can file a claim for a deficiency judgement.

The two types of foreclosure

The mortgage holder can usually initiate foreclosure at a time specified in the mortgage documents, typically some period of time after a default condition occurs. Within the United States and many other countries, several types of foreclosure exist. Two of them – namely, by judicial sale and by power of sale – are widely used, but other modes of foreclosure are also possible in a few states.

Foreclosure by judicial sale, more commonly known as Judicial Foreclosure, is available in every state and required in many, involves the sale of the mortgaged property under the supervision of a court, with the proceeds going first to satisfy the mortgage; then other lien holders; and, finally, the mortgagor/borrower if any proceeds are left. As with all other legal actions, all parties must be notified of the foreclosure, but notification requirements vary significantly from state to state. A judicial decision is announced after pleadings at a (usually short) hearing in a state or local court. In some fairly rare instances, foreclosures are filed in Federal courts.

Foreclosure by power of sale, which is also allowed by many states if a power of sale clause is included in the mortgage or if a Deed of trust was used instead of a mortgage. In some states so-called mortgages are actually deeds of trust. This process involves the sale of the property by the mortgage holder without court supervision. It is generally more expedient than foreclosure by judicial sale. As in judicial sale, the mortgage holder and other lien holders are respectively first and second claimants to the proceeds from the sale.

Other types of foreclosure are considered minor because of their limited availability. Under strict foreclosure, which is available in a few states including Connecticut, New Hampshire and Vermont, suit is brought by the mortgagee and if successful, a court orders the defaulted mortgagor to pay the mortgage within a specified period of time. Should the mortgagor fail to do so, the mortgage holder gains the title to the property with no obligation to sell it. This type of foreclosure is generally available only when the value of the property is less than the debt ("under water"). Historically, strict foreclosure was the original method of foreclosure

The best mortgage lenders

1 USA LOAN® Network

USA LOAN® Network connects customers with our nationwide network
of leading, direct mortgage lenders offering a broad range of home loan solutions to meet your individual financing needs.

Whether you’re purchasing your first home, building your dream home, financing a vacation or investment property, have perfect credit or
not-so-perfect credit, let a USA LOAN® Network lender help you find
the home loan that’s right for you.

2 Bank Of America

Examine mortgage options from Bank of America and find the one that's right for you. Whether you're buying your first house, or you're a seasoned homeowner we offer mortgage loans to fit your needs. Prequalify online today and enjoy:

* Custom rates and pricing
* Expert advice to complete your application
* A quick, simple online process

No matter what kind of mortgage you're interested in, you'll enjoy expert home-buying advice from the bank you trust, Bank of America. Let us help you find the right mortgage today.

Buy your first home

* Take advantage of up to $8,000 in federal tax credits
* Get a great rate and low monthly payment
* Get expert first-time home-buying advic

3 PHH Mortgage

Who is PHH Mortgage?
PHH Mortgage is one of the top five originators of retail residential mortgages in the United States.1
We offer you unsurpassed service, a full range of programs at competitive rates, and the smoothest mortgage experience in the industry.
PHH Mortgage operates out of two main facilities in Mount Laurel/Moorestown, NJ, and Jacksonville, FL employing a combined total of more than 3,028 team players (employees).
We have received numerous awards, including Best 100 Places to Work in IT (Computerworld), Top 25 Companies that Care (Jacksonville Magazine), Training Top 100 (Training magazine), and more.
Our mission statement: We promise to treat customers like family while providing financing for the American dream. The experience will be smooth, easy, and at times, fun. We will do this with unequalled passion and expertise.
What can PHH Mortgage do for you?
We'll guarantee your closing date. We're so confident that we will close when you say so, that if we don't, we will reduce your interest rate by 1/8 of one percent for the life of your loan.*
We offer FREE pre-approvals to qualifying homebuyers! With a mortgage pre-approval, you can shop for the home of your dreams with confidence. You'll know just how much you can afford and increase your negotiating power. **
We take pride in being a lender you can trust. As our mission states, "we promise to treat customers like family." We take this oath seriously, and our goal is to provide you with the superior service you deserve — guaranteed.

what is a mortgage ?

A mortgage is an agreement to give up an interest in something if you fail to perform some duty. In many cases, it means that you'll give up your home if you fail to repay your home loan as agreed. You can use mortgage as a verb, meaning "to pledge".

Mortgage and "home loan" are often used interchangeably. However, the mortgage is really the agreement that makes your home loan work -- the bank wouldn't lend you hundreds of thousands of dollars unless they knew they could claim your home in the event of your default

Most of us are accustomed to calling our home loan a mortgage, but that isn't an accurate definition of the term. A mortgage is not a loan, and it is not something that the lender gives you. It is a security instrument that you give to the lender, a document that protects the lender's interests in your property

*A mortgage document creates a lien on the property, which serves as a lender's security for the debt. The lien is recorded in public records, probably at your county courthouse.

*Ownership cannot be transferred to someone else until you pay the debt to release the lien.

*Even if your loan is secured by a mortgage, you still have full title to the property. No one else has rights of ownership.

*A mortgage gives the lender the right to sell the secured property to recover funds if you do not pay the debt. The sales process is called foreclosure.

*When a mortgage is used for security, foreclosure must usually progress through the court system. That type of foreclosure is called a judicial foreclosure.

Installing an Hp All in One Printer and an Answering Machine using one phone line.

I wrote this so that i have a reference incase a friend needs help installing
an answering machine with an All in one Printer.

DONT TIPS:
Dont use a telephone splitter for the HP all in one printer and the answering machine cause we will never receive that fax although you can send.

DO TIPS:

1)Connect the HP all in One Printer line to the telephone Jack
2)Connect the answering machine to the back of Hp all in one printer 2nd telephone slot.
3)set telephone ringer to 4 rings and set fax ringer to 6 rings and automatic pickup

When somebody send you a fax, the answering machine will go off in 4 rings and it will say the message then the fax will go off and receive the fax. (that is the sequence.

Energy Saving Bulbs does work

n:vision 14 Watt Soft White Compact Fluorescent Bulb (CFL), 4 Pack for $5.85
from Home Depot.

This bulbs are amazing and the result does show a decrease in the monthly electic bill. They are very bright flouresent bulbs compared to my old light bulbs. I bought 3 four packs for $5.85 each which is very cheap. I installed them in the basement and in different rooms. I also give some of them to my sisters. You should try them cause they are bright and efficient light bulbs. It so easy to change, all you need is a lader and twist the bulb in place.

THE TOP 20 MOST PROFITABLE TECH COMPANIES for FIRST QUARTER 2009

1) MICROSOFT- computer software
2) IBM- computers ,software ,consulting
3) Hewlett-Packard- computers, printers
4) Cisco Systems- internet routers and switches
5) Oracle- business software
6) Intel- worlds biggest chipmaker
7) Corning- Lcd screens
8) Apple- MAC, IPHONE
9 Qualcomm- Mobile chipmaker for cellphones
10) Dell-Computer maker
11) Emerson Electric- industrial automation and power management system
12) Texas instrumental- chipmaker
13) Emc-data storage company- VMware Virtualization software- maximize efficiency of their data centers
14) Applied Materials- chip equipment maker and solar cell manufacturing
15) Western digital-Hard drive for computer, mobile devices, DVR's and electronics
16) Rockwell Automation- industrial automation systems
17) Computer Sciences-tech outsourcing
18) Avnet-distributor of electronica components, devices and embedded systems
19) Symantec-software security
20) SAIC- provides technology to US military and other government agency

CITI FIELD, THE NEW YORK METS NEW STATE OF THE ART STADIUM IN QUEENS NEW YORK WILL DEBUT IN 2009



Gary Sheffield gets his first hit as a New York Met, at Citi Field on April 17, 2009 and Gary Sheffield Hits 500th Home Run at Citi Field.



PROMO VIDEO BEFORE OPENING DAY

"Ladies going out with a black dude is not gonna be the same"

"Ladies going out with a black dude is not gonna be the same"
We were debating with sum people about this topic while drinking beer.

"Ladies going out with a black dude is not gonna be the same"

Do you agree or disagree.

I have to agree because.

Just like a shirt, if your fat and you suppose top wear an XXXL and you wore a meduim, the shirt not gonna be same after your fat friend returns it.
Same with pair of shoes. Those lacoste shoes were not design for people who have wide feet. After your friend return the shoes , they will not be the same.
Same with a car , you might have to take the car back to the toyota dealership for alignment.

**none of the people in the discussion have medical degrees

SWINE FLU EPEDIMIC - the business side

Business people are cashing in on the swine flu epidemic that is spreading throughout the world. The epedimic is causing panic which lead to a demand of mask. Companies that are producing mask are getting high orders for the last few days.

Some people are in game of domain name flipping game. One lucky dude made a lot of money on the swineflu.com url. It was not disclose how much was the amount that he received from his url. At this moment this is just a breaking news.

Maybe in the future i get lucky because I have few domain name in my inventory. To get started they accept credit card.You can buy the domain name from godaddy.com they cost under $10.00 and you have the option to keep private the name and address of the domain owner for $8.00. Sometimes you might need to keep your info private because there are website that gives out info of owners name and address.

SWINE FLU EPEDIMIC

Experts are stumped and very nervous about the current swine flu outbreak, the Wall Street Journal reports. The previously unknown flu strain, which has killed up to 68 in Mexico and infected eight Americans, is doing two new things: passing from person to person, and mixing viruses in a new way. The World Health Organization has asked an expert panel to determine whether a global pandemic is at hand.

Called A/H1N1, the new strain combines North American swine- and bird-flu viruses, a human-flu virus, and parts of pig-flu viruses seen in Asia and Europe. Its symptoms—nausea, vomiting, fever, among others—resemble those of a common human flu. It is also sensitive to medications like Tamiflu and Relenza. But experts say the novel bug resembles bird-flu viruses that caused pandemics in Asia in 1957 and Hong Kong in 1968.

AMAZON/ EBAY/OVERSTOCK.COM ONLINE TAX NEWS

This online tax in New York is going to slow down the growth of online shopping.
Why another tax since you already tax google on their profit. The state is being greedy and they are gonna slow down the online shopping activity. The online tax will eventually spread out to other states.

I was about to complete ny shopping for my laptop, camera, shoes, plus other shits. This New York online tax sucks. I coud have it shipped to Connecticut via my sisters house to avoid tax. But I just want my shit as fast as i can and in good condition. It is still on my wish list i didnt complete the checkout process. I gonna go outside and remines of the good old days of grey goose vodka and red bull.

BTW, I did good on google the company had a good quarterly report for Jan, Feb ,March 2009 but my nokia stocks is draging the portfolio down. Why did i have to pick nokia. i should have bought apple insted. Why im a so stupid.


Money is not everything.

I want my love one to know to watch out for the craiglist killer. Their might me another one.

I have to bounce and go to the park to enjoy nature.

peace out



Recent article on online shopping tax on april 27 2009

http://www.businessweek.com/technology/content/apr2009/tc20090426_510375.htm?campaign_id=yhoo

Craiglist killer Phillip Markoff denied bail/more suspects comming up/Boston Universty/

This summary is not available. Please click here to view the post.

New York City increase subway fares is now $2.50 from $2.00 yo'all.

When i was a boy, subway and bus fare were only a nickel. I went to college in Manhattan and worked there also. I would like to retire in a place that has a nice wheather all year round.


Im in a blogging mode, I just got home from Starbucks in Howard Beach. I know, Im gonna pay for this coffee high later open when i try to go to sleep.


New York Metropolitan Transportation Authority (MTA), which is a public benefit corporation responsible for public transportation in the state of New York, passed by a nearly unanimous vote Wednesday a so-called "doomsday plan" to raise fares, cut service and cut nearly 1,000 transit employees' jobs.


New approved rates passed today March 25, 2009 effective May 31, 2009
Subway and Bus fares is $2.50 from $2.00.
Seven-day passes is 31 from 25,
14-day passes is 59 to 47
30-day MetroCards is 103 from 81
Tolls for Tunnels and Bridges are not yet announced.

Besides the rate increase:
Some subway lines will be eliminated and others will be shortened.
Bus lines in all five boroughs will be cut and there will be cuts to the transit workforce, including the elimination of some station agents.

Not only bus and subway fares will increased but
Tolls on MTA bridges and tunnels will rise, as will fares for commuter rail lines.

We all know that New York City is a mafia. When you leave or enter the state you will have to pay tolls in bridges and tunnels. NY city has a headlock on its residents as well as millions visitors. When I go to Manhattan, I usually go to 3 different locations and its just Starbucks ,this is gonna cost me $15.00 from $12.00. I will not take the cab anymore but i will definately walk now which is good exercise. They still haven't mention the new rates for tolls and bridges .What can we do. Lets just hope the MTA will do an excellent job in scheduling the trains where waiting time will not be longer.

Citi Field will be open to the public for the first time on March 29, 2009

The New York Mets will open Citi Field to the public for the first time on March 29 2009 at 1:10 pm with a Big East College baseball game between St John's University and Georgetown University.

There will be a limited number of tickets for $5 each which will go on sale Monday, March 2 2009 on Mets.com. The Mets will play Boston Redsox at Citi Field, Friday, April 3 at 6:10 PM and Saturday, April 4 at 1:10 PM. Get your tickets at Mets.com.

The Mets will begin the 2009 regular season April 6 in Cincinnati, then Florida on the road. They will be back in Citi Field for their home opening, Monday April 13 at 7:10 PM vs San Diego. Get your tickets at Mets.com

2009 Preseason New York Mets and New York Yankees

Get your 2009 Preseason New York Mets and New York Yankees now. Get to ready to pay more than twice their face value. Althought the preseason games are insignificant and doesnt count, people want them beacaue they will be the first game in the brand new state of the art Stadium of the New York Yankees and new York Mets.

The New York Mets will be playing an exhibition game vs the Boston Redsox at Citi Field on April 3 2009 and some fans are willing to pay $1000 for those hot tickets.

The New York Yankees wil be plating against the cubs and tickets are going as much as $2000.

Circuit City will close after January 16 2009 due to bancrupcy.

Circuit City, the biggest tech chain in the US will liquidate its merchandise and close all 567 remaining stores after 60 years in business. It will layoff more than 30,000 employess. Circuit City Stores Inc. has hired a quartet of liquidators to sell off its existing merchandise, pending a green light from the courts. If everything goes according to plan, the fire sale will start Saturday and continue through the end of March.

Typically, closeout sales are final: no refunds or exchanges, so think twice before snapping up a big-ticket item like an HDTV. Also, keep in mind that closeout prices often aren't as rock-bottom low as you'd think; make sure to comparison shop online, and don't be fooled by big "75% OFF!" signs on items that have been marked up.

So what happens to warranties on electronics bought from Circuit city? you need to email circuit city and find out. They should be able to honor those warranties

Usually, If a retailer goes out of business, the consumer may be able to rely on the manufacturer’s warranty. If a manufacturer goes out of business, the consumer may be able to rely on any warranties provided by the retailer. Many extended warranties and service plans are provided and administered by third parties and are typically not affected by a retailer or manufacturer going bust.

New York City is visited by 47 million for 2008

An estimated 47 million people visited the city in 2008, beating last year by 1 million visitors, Those tourists generated $30 billion in spending, setting another record over last year's $28.9 billion.
But the 2 percent increase is smaller than the jumps seen in previous years. Last year, the total visitor number was 46 million, up nearly 5 percent from 44 million in 2006

One in nine workers in New York City are employed in the hospitality industry, which is one of the city's chief economic engines. Those include jobs in hotels, restaurants, museums and theaters

The city said visitors from abroad accounted for the entire increase in total visitors this year. A total of 9.8 million of the 47 million visitors were international. But that growth is slowing as well.

windows xp system tray- how to disable unnecessary start up services in system tray to bost performance

PROBLEM 1:
How to disable unnecessary start-up services in system tray to boost performance.
follow this steps:

* Click Start | Run and
type msconfig.
The System Configuration Utility appears.
* Click on the Startup tab and disable any applicable Startup
Items by deselecting the checkbox and clicking OK.

This will force a reboot and when the system restarts, you will be prompted with a message that states you have used the System Configuration Utility to make changes to
the way Windows starts.

PROBLEM 2:
TOO MANY ICONS IN THE SYSTEM TRAY IN WINDOWS XP
CLEANI IT UP TO INCREASE PEAK PERFORMANCE. FOLLOW THIS STEPS:

1. Right-click on some empty space in the system tray area and choose Properties.
2. Select the Hide Inactive Icons check box on the Taskbar and Start Menu window.
3. Click the Customize button and you can choose the following behavior for any current startup item: Hide when inactive, Always hide, or Always show.

By choosing Hide when inactive or Always hide, you can reduce the amount of icons appearing in your system tray or just limit them to your most important system tray icons.

How do i turn my print spoiler service on?- printer spoiler- printer doesnt print and get printer spoiler error....

How do i turn my print spoiler service on?
printer spoiler- printer doesn't print and get printer spoiler error...
try this one, right click on your "my computer icon", then go to manage,when get open the manage or Computer management tab, try to look the "services and application" among those lists in there. explore it then click the "Services" and at the left side there was a bundles of types of services list in there. Find the print Spooler, and then click the stop and start button there to enable it manually.

I tried this and this works

States that has the best unemployment benefits and the highest weekly maximum benifit

10 US States With the Highest Weekly Maximum Benefit
And Unemployment by the Numbers.


1. Massachusetts

Unemployment rate: 5.9%
Weekly benefit maximum: $600-$900
Average weekly benefit: $383.77
Benefits recipient rate: 57%

2. Rhode Island

Unemployment rate: 9.3%
Weekly benefit maximum: $513-$641
Average weekly benefit: $357.41
Benefits recipient rate: 43%

3. Connecticut

Unemployment rate: 6.6%
Weekly benefit maximum: $501-$576
Average weekly benefit: $310.80
Benefits recipient rate: 45%

4. New Jersey

Unemployment rate: 6.1%
Weekly benefit maximum: $560
Average weekly benefit: $366.34
Benefits recipient rate: 57%

5. Pennsylvania

Unemployment rate: 6.1%
Weekly benefit maximum: $539-$547
Average weekly benefit: $325.06
Benefits recipient rate: 58%

6. Minnesota

Unemployment rate: 6.4%
Weekly benefit maximum: $351-$538
Average weekly benefit: $335.99
Benefits recipient rate: 39%

7. Hawaii

Unemployment rate: 4.9%
Weekly benefit maximum: $523
Average weekly benefit: $414.17
Benefits recipient rate: 42%

8. Washington

Unemployment rate: 6.4%
Weekly benefit maximum: $515
Average weekly benefit: $357.03
Benefits recipient rate: 34%

9. Illinois

Unemployment rate: 7.3%
Weekly benefit maximum: $369-$511
Average weekly benefit: $297.07
Benefits recipient rate: 38%

10. Maine

Unemployment rate: 6.3%
Weekly benefit maximum: $331-$496
Average weekly benefit: $266.42
Benefits recipient rate: 31%

States with worst jobless rates- worst state for the job market

The top five states with the highest unemployment rates are Michigan, Rhode Island, South Carolina, California and Oregon. The reasons are the collapse of housing, auto industry need a bailout,the meltdown of financial services and the exodus of manufacturing.

1 Michigan home of the US automobile manufacturers are hurt by the decline in car sales.

2 Rhode Island and 3 South Carolina are facing a steady decline in the manufacturing sector.

4California home of nation's leading mortgage lenders -- Countrywide Financial, New Century Financial, IndyMac Bancorp, and Fremont General Corp. -- were based in California and have since been bought by larger banks or gone bankrupt.

5 Oregons timber industry were badly affected by the rotten housing market that has punished California lenders and builders.

How to save energy in your home- follow these nine steps

1 Lower water heater temperature to 120°F
2 Loweer thermostat in winter by 2°F
3 Wash clothes in cold water
4 Turn off unneeded lights
5 Turn off home-office equipment
6 Unplug extra fridge in garage
7 Increase AC thermostat by 3°F
8 Air dry clothes during summer

9 Use energy-saving mode on appliances. Studies have shown
you can save $50 per year using this feauture alone.

Add up all the nine steps and you can save a total of $300.00 per year


I save as much as any person can these days , turn off the ac durning the day, open the windows to let the fresh air in , do laundry once a week, run the dish washer once a week , keep things unpluged that are not being used, have only the lights on in the room we are in..my light bill has droped some this year not much, but i can see the difference from last year [200.00] a month to [150.00] sometimes even [140.00] .. times are hard for all of us but if we keep trying we can get threw this it may hurt us not to go buy that cup of 5.00 cup of coffee, stay home with the family dont go out every night to eat do it once a week , stay out of the theaters buy a movie for 5.00 and then u can see it over again as many times as u like.. my thoughts to everyone who says they cant make it in these hard times think of those who have less than we [us] do get down on your knees and thank him up above ... we are lucky to kave what little bit of our life is ours, it could be worse than u think.

debt cures- how to get out of debt- low rate credit cards

The key points in getting out of credit problem is to find a low rate credit card.

* Unpaid credit card balances are the worst kind of debt. Come up with a plan for paying these off, and make it a priority.

* Your goal should be to carry only one or two credit cards with balances paid in full every month.

Now that you have a sense of "good debt" and "bad debt," you might be worrying about one thing: that you have way too much of the bad stuff! (Or maybe not: if you're keeping the bad debt to a minimum, give yourself a pat on the back.)

If you're like many people, though, you're staring at a big pile of credit card debt that is costing you plenty in monthly payments. Not to worry, though, because in this lesson we're going to talk about how you can pay that debt down, and keep your credit card use under control in the future.
Pay Down That Credit Debt

It won't be enough, however, to just make minimum monthly payment.

1. Stop spending money like you free money. Think how are you going to pay all these at the end of the month. For example get a certified used care insted of a new one. Car monthy payments and insurance can take a big part of your paycheck.
2. Shop around for low rate credit card.
3. Always pay more than the minimum. The credit card companies are not just being nice when they require only a small minimum payment on your total balance. They calculate this minimum to extend your payments for as long as possible, to boost their profits. Scrimp if you need to, and pay as much as you can above the minimum every month.
4. Plan your attack. Don't just throw yourself at a mountain of debt without preparation. How many cards do you have? What interest rates do they charge? Which have the highest balances? Write down your balances for each card, and their interest rates. (There's space in the workbook for this.)
Generally, you'll want to start by paying off the card with the highest rate first, and then the next highest, and so on. If you want a quick boost, go ahead and pay off a card with a low balance, just to have one paid-off card under your belt.
5. Reduce the interest rate. Most credit cards charge anywhere from 16% to 20%, which is huge! But you can negotiate with your credit card company for a lower rate. Particularly if you've had any of your cards for a while, take advantage of being a faithful customer, and call them up to demand a lower rate. Shoot for 11% or 12%. You'd be surprised at how easy it is.
6. Consolidate your debts. OK, so you know what the interest rates and outstanding balances are for each of your cards, and you've reduced the rate on at least some of them. Next, consider combining your debts onto one or two of your lowest rate cards, if you've got some credit room on them. (If you're maxed out on those cards, then forget it.) Simply call your lender and ask how to transfer funds.

If you're making payments well above the minimum, have reduced the interest rates on your cards, and have consolidated your debt, then you're in good shape with your credit card debt.

How Many Cards Are Enough?

In the end, your goal is to carry only one or two credit cards, and pay off the balances each month. If you've gotten carried away and have five, six, or more cards, consider the benefits of closing out most of them:

* Simplicity. Fewer cards will be easier to track. In addition, you'll have a much better sense of your overall debt level when it's on one or two cards, rather than spread across a bunch of them.

* Better credit record. You'll want to have at least one credit card to help build your credit history. If you're married, your spouse should have at least one card in his or her name only, for the same reason. Too many cards can hurt your credit rating, particularly if they all have large unpaid balances.

* Less temptation. The more cards you have, the easier it is to rationalize excessive spending. "After all, this card only has $500 on it!" (Never mind that you've got two more that are carrying $5,000 each.) But, remember that your card's credit limits are not like poker bets: you don't have to match (or much less "raise") them. Fewer cards, lower balances: that's your goal.

Summary

We've given you six concrete steps toward getting credit card debt under control. Head to your workbook for some hands-on debt intervention. Hopefully, you share our vision of two credit cards, maximum, with balance paid in full each month.


ALSO, Shop around for rates in the internet. Beleive me there are promo rates out there. Take advantage of those offers.

THE BEST STUDENT LOAN CONSOLIDATION COMPANY

Student Loan Consolidation is a practical repayment tool that bundles all your school loans into one loan, significantly reducing your monthly payment. Take a look at how much you can save each month with our

Consolidating your federal student loans can reduce your monthly payment up to 53%. You can eSign your application online and be finished in minutes.


LOOK FOR private student loan consolidation program that offers interest rate reductions for on-time and automatic payments and there are no pre-payment penalties.

CHECK OUT THE SPECIAL PROMOTIONAL RATES ADVERSTISE IN THE WEB.
Beleive me there are lots out there.

Borrow money for college: The best student loan companies for students

If you're looking for a smart way to pay for college, you just found it.
Simplify your search for school loans check it out online.

Student loan companies allows you to:
* Borrow what you need - from $1,500 to $40,000 per academic year1
* Pay for other education-related expenses
* Competitive interest rates
* Receive a check in as few as 5 business days
* Pay it back after you graduate


Private student loans, also known as alternative student loans, help bridge the gap between the actual costs of college and other financial aid. Look for competitive rates and excellent customer service when you are seeking college money.

Student Loan Companies can provide up to $40,000 per academic year1 to help you pay for the real costs associated with getting an education - from books and lab fees to a new laptop.

Specific loans for education at all levels.
Student Loans can help provide funds for undergraduate, graduate and professional programs, continuing education and certificate programs.

Covering the full cost of education.
Alternative student loans are often used to supplement federal student loans. Tuition-only loans are another option but using a credit card to cover other education expenses can be risky.

Delay repayment while you're in school.
Get the college money you need now, and don't pay a cent until 6 months after you graduate. Or make interest-only payments while in school or start paying right away to save the most money.

CHECK OUT FOR SPECIAL AND PROMOTIONAL INTERNET RATES THAT ARE ADVERTISE IN THE WEB

Need a credit card - find the best credit card rates- Visa, Mastercard, Discover and American Express

When you shop for a credit card company, consider the 10 types of credit card that caters to your needs.These are the 10 Type of Credit Cards:

1) Low Interest Credit Card - Offers Low Interest Credit Cards
Credit cards with 0% intro APRs & low fixed rate offers

2) Balance Transfer Credit Card - Offers Balance Transfer Cards
Transfer a high interest balance onto a low APR credit card

3)Rewards Credit Card - Offers Rewards Credit Cards
Credit cards that "reward" you for your purchases

4)Cash Back Credit Card - Offers Cash Back Credit Cards
Credit cards that allow you to earn cash back on purchases

5)Airline Credit Card - OffersAirline Credit Cards
Earn frequent flyer miles with an airline credit card

6)Instant Approval Credit Cards- Instant Approval Cards
Get approved instantly on select credit cards from specific banks

7)Prepaid Credit Card - Offers Prepaid & Debit Cards ,Control your spending with debit cards, prepaid debit cards, & prepaid credit cards

8)Credit Cards for Bad Credit- Credit Cards for Bad Credit
Cards for people with bad credit or less than perfect credit

9)Student Credit Card - Offers Student Credit Cards
Credit cards for high school & college students

10)Corporate & Business Credit Card - Offers Business Credit Cards
Cards for corporate & small-business owners

auto accident law firm- winning verdicts $2 million, $1 million, $500thousand,$100 thousand

A car accident is a road traffic incident which usually involves at least one road vehicle being in collision with, either another vehicle, another road user, or a stationary roadside object, and which may result in injury or property damage.

Auto accidents not only involve personal injury law, but insurance law as well. In the USA, it is mandatory to carry auto liability coverage, personal injury protection (PIP), and uninsured motorist bodily injury coverage. In order to receive compensation, you must contact a law firm

You must contact a law firm if you are involve in this type of accidents.
- Car, Truck, Bus, Train
- Motorcycle, Bicycle
- Pedestrian Knockdowns
- Boating Accidents
- Airplane Accidents
- Railroad Accidents
- All types of vehicular accidents

Contacting a law firm is neccesary because they can help you get the accident report and other documentation as well as facilatate you with the needed medical care.

You could get this amount as a winning verdict or a settlement

Types of Injuries

Motor Vehicle Accident $20,000,000
Medical Malpractice &10,000,000
Motor Vehicle Accident $7,000,000
Construction Accident Verdict $3,900,000
Construction Accident Settlement $ 3,000,000
Construction Accident Verdict $2,500,000
Elevator Accident Verdict $2,300,000
Construction Accident $2,300,000
Medical Malpractice Childbirth $2,200,000
Wrongful Death Hospital Negligence $2,000,000
Fire Accident Verdict $2,000,000
Car Accident Verdict $2,000,000
Motor Vehicle Head Trauma Verdict $1,800,000
Auto Accident Verdict - Brain Injury $2,000,000
Railroad Accident Settlement $1,800,000
Medical Malpractice Settlement $1,650,000
Slip and Fall on ice in building $1,200,000
Motor Vehicle Rollover $1,100,000
Car Accident Verdict $1,100,000
Assault at Concert $1,100,000
Construction Accident Fall from Ladder $1,100,000
Lead Paint Poisoning Settlement $1,000,000
Motor Vehicle Accident $1,000,000
Building Explosion Settlement $1,000,000
Forklift Accident $850,000
Construction Accident Settlement $750,000
Car Accident Settlement $800,000
Construction Accident Fall from Scaffold $690,000
Motor Vehicle Pedestrian Settlement $600,000
Motor Vehicle Rear End Collision $590,000
Trip and Fall Judgment $500,000
Car Accident Settlement $700,000
Falldown defective walkway $500,000
Trip and Fall Settlement $500,000
Supermarket Accident $400,000
Construction Accident Settlement $250,000
Falldown in Shopping Center $350,000
Medical Malpractice Settlement $225,000
Trip and Fall Construction Site $130,000
Trip and Fall on City Sidewalk $100,000
Negligent Supervision in School $100,000
Product Liability Settlement $100,000
Construction Accident $100,000
Escalator Accident Settlement $90,000
Car Accident Settlement $80,000
Construction Accident Verdict $2,700,000
Ceiling Collapse Settlement $550,000
Medical Malpractice Settlement $320,000
Car Accident Settlement $290,000
Negligent Security Settlement $245,000
Ceiling Collapse Settlement $220,000
Pedestrian Knockdown Settlement $190,000
Slip and Fall Settlement $175,000
Staircase Accident Settlement $170,000
Slip and Fall Settlement $120,000

$500,00 from a car accident in New York. Personal Injury lawsuit - An IBM employee got $500,000 for a car accident

A personal injury occurs when a person has suffered some form of injury, either physical or psychological, as the result of an accident or medical malpractice.

The most common type of personal injury claims are road traffic accidents, accidents at work, tripping accidents, assault claims, accidents in the home, defective product accidents and holiday accidents. Indeed, there are a multitude of types of accident and the term personal injury also incorporates medical and dental accidents (which lead to numerous medical and dental negligence claims every year) and conditions which are often classified as industrial disease cases. Industrial disease type cases include asbestosis and mesothelioma, chest diseases (e.g. emphysema, pneumoconiosis, silicosis, chronic bronchitis, asthma, chronic obstructive pulmonary disease, and chronic obstructive airways disease), vibration white finger, occupational deafness, occupational stress, contact dermititus, and repetitive strain injury cases.

Where the accident was the fault of someone else, the injured party may be entitled to monetary compensation from the person whose negligent conduct caused the injury. At least in the United States this system is complex and controversial with critics calling for various forms of tort reform. Attorneys often represent clients on a "contigency basis," in which the attorney does not charge for services until the case is resolved.


• This case was in New York . A woman recovered $500,000 as a total settlement after a car accident. As an employee at IBM Corporation with a stellar record, she was forced to miss about one year of work off and on over 4 years. Given that she was a wage earner, the insurer agreed to pay $500,000 to settle the case.





What will happen to yahoo?
Yahoo Microsoft merger, Yahoo google merger, Yahoo amazon.com merger, Yahoo Aol merger, Yahoo Time warner merger. who knows.

Blackberry Storm - a touch smartphone made its debut in the US on November 21 2008

The Blackberry Storm is suppose to be release a month earlier. Verizon started selling the BlackBerry Storm on November 21, 2008, a smartphone with a touch screen. Verizon sells it for $199.99 with a two-year contact and after a $50 mail-in rebate, Blackberry Phones are the mob-e-mail leaders and the Storm release is the most direct shot at the iPhone. Lines were around the block when it came out and the phones are expected to be sold out. But by December 15 or earlier, the company will be making sure that Storm will be available in shelves of retailers for the holiday shopping season.

Unlike the iPhone, the Storm features a touch screen that depresses slightly when pressed, giving users the feel of a soft click. The letters on the screen will also light up when pressed. It has a back botton which the iphone lacks. I like the Blackberry Storm because it will allow you to check your email inside the New York Subways. BlackBerry handsets also boast robust e-mail capabilities that have famously attracted users such as President-elect Barack Obama.

More features of the Blackberry storm:
CAMERA:The Storm has 3.2 megapixels vs 2 megapixels on iphone. The Storm has image stabilization,white balance, autofocus, variable zoom and flash. It captures videos.
BATTERY: 2 weeks in standby and up to about 5½ hours using Verizon's CDMA network or overseas on Vodafone's GSM network.

Top ten credit card campany- the best with low interest

Shopping around for a credit card can save you money on interest and fees. You’ll want to find one with features that match your needs.
This information can help you
1 Understand the features of credit cards
2 Compare credit card features and costs
3 Know your rights when using your credit card
4 File a complaint if you have a problem with your credit card

Most of all convenience at your finger tips! Pay your credit card bill online, transfer high-rate balances, change your address and more - all in one secure place. Enroll in CardMember Services today.

This are the best top 10 credit card companies

1 First USA

2. Chase

3. NextCard

4. MBNA

5. Bank One

6. Capital One

7. Providian Financial

8. AT&T

9. Novas

10. Citibank


Top 11 to 15

11. First Union

12. Peoples Bank

13. Commerce Bank

14. Security National Bank

15. Wachovia


Remeber, you can always call the credit company and ask for a special rates. I have done this so many times. They always adjust the rates and take out the late fees.
So call them for best deals or check special offers that these company advertise in the internet.

coming soon: nokia touch screen 5800 - "nokia 5800 xpressMusic" touch screen handset

The Nokia 5800 is designed for young folks whose lives revolve around music. The $407 price tag, before taxes and subsidies, is more than a third below that of an unsubsidized iPhone. And the 5800 will be available from a range of telcom companies, unlike the iPhone, which is officially available only from select providers such as O2 (TEF) in Britain or T-Mobile (DT) in Germany.

why is the Nokia 5800 a neat gadget?
1 made by Nokia who has 40% market in the global handset market
2 affordable to the youth market who are heavy music consumers
3 beginning next year, the phone will feature Nokia's Comes With Music service—a year's worth of downloads from a catalog that includes all four major labels and 4 million songs
4 the screen vibrates when touch indicating a confirmation to your command
5 better camera by Carl Zeiss lens.
6 browser can handle flash files that the iphone cannot.
7 better GPS because Nokia is the largest maker og GPS devices

cheap auto insurance - (cheap means having the best affordable coverage)

Have you been thinking about buying auto insurance online but aren’t sure whether it's the best way to go? There are many benefits to buying auto insurance online. Once you try it, you'll wonder why you waited so long!

Buying Auto Insurance Online Saves You Time and Money



Always shop around for cheap auto insurance. Cheap means having the same coverage. I know there are cheap ones out there, you just gotta find them. I did my shopping for auto insurance two ways. One is directly calling the insurance company through the phone and getting a quote. As well as using the internet providing data in getting a quote. After dealing with at least 3 insurance companies through the phone and the internet, the cheapest is through the internet. From my experience, getting a quote online from at least 3 insurance company really paid off. There is really a big difference. Its schocking because its in the hundreds. I was able to save money by just doing a 5 minute online quote from 3 insurance company. After my car accident, i realized to take auto insurance seriously unlike before my auto accident.

Car accident and personal injury lawyer - get rich- find the best personal injusry lawyer

I was involved in a car accident last year of 2006 in New York City. It happened while I was on my vacation from work. My toyota was rear ended by a speeding car. The rear of my car was totally wreck. I was such in a bad shape physically and spiritually. I was so angry at the person who rear ended me, that I wanted to kill him for making my life in such a mess. First, I no longer have a car that gets me to work, I need to go to a physical therapist and all the paperwork that i have to furnish to the insurance company and my lawyer.
Thanks to a great lawyer from a law firm in lower Manhattan. I was able to get my car fix from Toyota and got $15,000 from my sufferings. My lawyers were able to get compensation for my injuries resulting from somebodies negligence. My lawyers only gets paid if the case is won or settled. These type of law firms also handles auto,bus,train,pedistrian,construction accidents, slips/trip/fall,lead paint poisoning, medical malpractice, defective products, wrongful death, general negligence, dental and nursing home negligence and etc. I have seen so many ads, im glad i didnt ignore them because those ads are for real. I can vouch for them because i am a client.

9 tips to New York City - secrets of new york city- vacation- holiday

1 Call 311 or 212- New York for all information about the city.

2 Fifth avenue divides Manhattan into the east and west sides.

3 When getting directions, always ask for the cross streets
(e.g. 810 Seventh Avenue between 52nd and 53rd streets).

4 In Manhattan, if you walk 20 blocks north or south,
you have walk one mile.

5 If the number on top the taxicab is lit,
it means the cab is available.

6 It is customary to tip 15-20% to waitstaff, bartenders
and taxi drivers.

7 MetroCards work on both buses and subways
and transfer between the two are free.

8 Free wireless internet is available at many
public parks.

9 Many business, including pharmacies and delis
are open 24 hours.

New York City Manhattan Cheap Hotel Bargain Secret under $100 per night

This is Manhattans Best Kept Hotel Bargain Secret.

The Hotel Wolcott
4 West 31 street, NY, NY, 1001

their rates are
single $80-99
double $80-99
suites from $95
rates do not include tax

This hotel is 3 blocks away from the Empire State Building!!

Its walking distance to the:
United Nations
Broadway Theaters
5th Avenue Shopping
Madison Square Garden
Javitz Convention Center

Minutes away by train or taxicab to places like:
Museaums, Greenwich Village, Soho, Chelsea, Little Italy, etc.

We stayed here.

Check out more bargain in the internet for cheap new york hotels